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Terms & Conditions

90 Miles Insurance
Last Updated: 07/08/2026

Welcome to 90 Miles Insurance. These Terms & Conditions ("Terms") govern your use of our website (the "Site") and any services, quotes, or communications you request through it. By accessing or using this Site, you agree to be bound by these Terms. If you do not agree, please do not use this Site or services.

1. No Insurance Coverage Created Through This Site

Use of this Site, submission of a quote request, or any communication through our online forms does not constitute an application for insurance, a binding of coverage, or a guarantee of insurability. Coverage is only effective once:

  1. A completed application has been submitted,
  2. The application has been accepted by the applicable insurance carrier, and
  3. Written confirmation of coverage (a policy, binder, or confirmation of insurance) has been issued.

Quotes provided through this Site are estimates only and are subject to underwriting review, verification of information, and final rates set by the insurance carrier. Actual premiums and coverage terms may differ from any quote shown.

2. Accuracy of Information

You agree to provide accurate, current, and complete information when requesting a quote or submitting any form on this Site. Inaccurate or incomplete information may result in delayed service, inaccurate quotes, denial of coverage, or cancellation of a policy. You are responsible for reviewing all information you submit before it is sent to us or to any carrier.

3. Sensitive Information

For your protection, we do not collect certain sensitive personal information (such as Social Security numbers or driver's license numbers) through this Site. If this information is required to complete a quote or application, a member of our team will contact you directly by phone to collect it securely.

4. Third-Party Links and Carrier Websites

This Site may contain links to third-party websites, including insurance carrier portals, payment processors, or policy management tools. We do not control and are not responsible for the content, privacy practices, or terms of use of any third-party site. Your use of those sites is governed by their own terms and policies.

5. Intellectual Property

All content on this Site, including the 90 Miles Insurance name, logo, brand marks, text, graphics, and design, is the property of 90 Miles Insurance and may not be copied, reproduced, or used without our prior written consent.

6. No Professional or Legal Advice

Content on this Site is provided for general informational purposes only and does not constitute insurance, legal, financial, or tax advice. Coverage needs vary by individual circumstances. Please speak directly with a licensed agent at 90 Miles Insurance to discuss your specific situation.

7. Limitation of Liability

To the fullest extent permitted by law, 90 Miles Insurance is not liable for any indirect, incidental, or consequential damages arising from your use of, or inability to use, this Site, including but not limited to errors, omissions, delays, or interruptions in service.

8. Communications Consent

By submitting a form, requesting a quote, or providing your phone number or email address, you consent to be contacted by 90 Miles Insurance by phone, text message (SMS/WhatsApp), or email regarding your request, quote, or policy. Message and data rates may apply. You may opt out of marketing communications at any time by contacting us at info@90milesinsurance.com.

9. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Site shall be resolved in the state or federal courts located in Travis County, Texas.

10. Changes to These Terms

We may update these Terms from time to time. Updates will be posted on this page with a revised "Last Updated" date. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

11. Contact Us

If you have any questions about these Terms, please contact us:

90 Miles Insurance
Austin, Texas
Email: info@90milesinsurance.com
Phone:(737) 388-0189

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